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Zhullin (Cuenca) Group
In this Group: Alexandra De Jesus, Rosa Etelvina, Marjorie Marisela, Luz Margarita*, Rosa Maria, Maria Angelita, Alexandra Elizabeth, Jimmy Armando, María Eulalia, Ruth Valeria, Ana Lucia, Veronica De La Nube
* not pictured
The Zhullin Communal Bank has 12 members, consisting of both men and women, who live in the community of Zhullin in the city of Azogues. The city is known for a church that sits on top of a mountain where the area was founded. Day after day, the members struggle and work very hard to provide their children a better future.


Sra. Alexandra Elizabeth Córdova lives in the Javier Loyola sector and is receiving her first loan. She was invited by a neighbor to join the Communal Bank. Alexandra Elizabeth has been selling clothing for five months. She generates her sales by traveling throughout the city of Azogues. Her work schedule is from 8am to 5pm, Monday to Friday. Sra. Alexandra Elizabeth is 30 years old, single, and has three children (ages 14, 10, and 7). Her oldest child attends high school in the city, while her two younger children are in elementary school. She does not own a home, so she currently lives in a rental property. Her loan will be invested in the purchase of clothing so that her business will be stocked with additional inventory. Her goal is to have her own home.


Sra. María Angelita B. lives in the community of Zhullin. She is 31 years old and has been widowed for 8 months. She has two children, ages 13 and 8. Her oldest child is in high school, while the younger one is in elementary school. María lives in a small cottage on a farm that she monitors. She has been farming for 10 years. Her farm has a space where she raises chickens and guinea pigs to sell whenever she has to cover any household needs. María is returning to the Communal Bank since she had dropped out for a period of time. She says she missed the friends she had made while she was part of the Communal Bank. Her loan will be used to buy chickens so that she can continue her business. María says her goal is to have a house of her own and provide her children with the best education so that they can go far in life.

View original language description ↓
El banco comunal Zhullin está formado por 12 personas entre hombres y mujeres, viven en la comunidad de Zhullin que pertenece a la ciudad de Azogues, esta ciudad es reconocida por su iglesia que se encuentra en la cima de la montaña en donde está asentada la ciudad. Nuestras socias son luchadoras y trabajan muy duro día a día para ofrecerles a sus hijos un mejor futuro.

La Señora. Alexandra Elizabeth Córdova vive por el sector de Javier Loyola, es su primer crédito, fue invitada por una vecina que pertenece a la banca comunal, se dedica a la venta de ropa en la cual lleva 5 meses, realiza sus ventas recorriendo la ciudad de Azogues de lunes a viernes desde las 8 a.m. hasta las 5p.m.
La Señora Alexandra Elizabeth tiene 30 años, es soltera y tiene 3 hijos de 14, 10 y 7 años de edad, su primer hijo estudia en un colegio de la ciudad y sus dos últimos hijos en la escuela, no tiene casa propia por lo que vive arrendando. Su crédito lo va a invertir en la compra de ropa surtiendo un poco más su negocio. Su meta es llegar a tener su casa propia.

La Señora María Angelita B. vive en la comunidad de Zhullin, tiene 31 años, es viuda hace 8 meses, y tiene 2 hijos de 13 y 8 años de edad, su primer hijo estudia en el colegio y su segunda hija en la escuela, vive en una casita en la finca que cuida. Se dedica a la agricultura hace 10 años, en la finca tiene espacio para criar pollo y cuyes a los cuales los vende cuando tiene alguna necesidad en su hogar. Se encuentra reingresando al banco comunal ya que se ha retirado por un tiempo y le hacían falta sus amigas del banco; su crédito lo va a invertir en comprar pollos para seguir con su negocio. Su meta es tener su casa propia y ofrecerles a sus hijos la mejor educación para que lleguen lejos en la vida.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ecuador

  • $10,200
    Average annual income
  • 46
    View loans »
    Ecuador Loans Fundraising
  • $23,225,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Zhullin (Cuenca) Group's $3,850 loan helped a member purchase trousers, blouses, T-shirts, and dresses.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 4, 2010
Listed
Aug 18, 2010
Currency Exchange Loss:
N/A
Ended:
Feb 15, 2011