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Luz Marina
Luz Marina, 23, was born in the city of Cachimayo. She currently lives in Cusco with her husband and son, Hamlet, 2. Cachinayo is located 25 minutes from Cusco.

Luz Marina sells cell phone services. She has been in this line of work for 8 months and does well. One can find her on Teqte Street near Cusco’s Nazarenth Shopping Center from 9am until 8pm.

Luz Marina expects to get 1000 new soles in her next loan that she’d like to use to buy pre-paid cell phone calling cards. Her dream is to purchase a home and a car.

The “Señor de Ccoyllority Cachimayo” (Lord of Ccoyllority Cachimayo) communal bank has been in operation for three and a half years and Luz Marina has been a member for three years and does well.

The members of this communal bank are devoted to Taytacha Ccoyllority (Lord of the Shining Snow) and for this reason named their communal bank thus.
View original language description ↓
Luz Marina nación en la ciudad de Cachimayo y tiene 23 años. Actualmente, Luz Marina vive en la ciudad del Cusco junto con su esposo y su hijo (Hamlet de dos años). La ciudad de Cachinayo se encuentra ubicada a 25 minutos de la ciudad del Cusco.

Luz Marina se dedica a brindar servicios de llamadas a teléfonos móviles de forma ambulatoria. Hace 8 meses que se dedica a este negocio y le va muy bien. La pueden encontrar en la calle Teqte cerca al centro comercial Nazarenth de la ciudad del Cusco, desde las 9 de la mañanas hasta 8 de la noche.

Con su próximo préstamo, Luz Marina que espera recibir S/. 1000 nuevos soles. Le gustaría emplear el dinero del préstamo para comprar minutos de llamadas para recargar los teléfonos móviles. El sueño de la socia es comprarse una casa y un carro.

El banco comunal “Señor de Ccoyllority Cachimayo” tiene tres años y medio de funcionamiento, Luz Marina pertenece desde hace tres años al banco comunal y le va muy bien. Los socios de este lugar son devotos del Taytacha Ccoyllority (El señor de la Nieve Brillante) y por esa razón le pusieron el nombre al banco comunal.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 102
    View loans »
    Peru Loans Fundraising
  • $58,002,425
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Luz Marina to buy pre-paid cell phone cards.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jul 17, 2010
Aug 18, 2010
Currency Exchange Loss:
Dec 15, 2010