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Victoria lives in the community of Cajamarca, Chimayo district, Anta province, Cusco department with her husband and four children. The city of Cachinayo is located 25 minutes from the city of Cusco.

Victoria has been a farmer and has raised cattle for 17 years and does very well. She raises small farm animals like chickens and guinea pigs. During the mornings and afternoons she takes her animals to pasturage and does the milking. She and her husband, Aurelio, have a field where they grow corn and potatoes which they then sell in the farmers markets and in city markets in Cusco.

Victoria expects to get 500 new soles in her next loan that she’ll use to buy seed and manure.

The “Señor de Ccoyllority Cachimayo” (Lord of Ccoyllority Cachimayo) communal bank has been in operation for three and a half years and Victoria has been a member for three years and does well.

The bank members are devoted to Taytacha Ccoyllority (Lord of the Shining Snow) and this is why they named their communal bank thus.
View original language description ↓
Victoria vive en la comunidad de Cajamarca en el distrito de Chimayo provincia de Anta departamento del Cusco junto con su esposo y sus cuatro. La ciudad de Cachinayo se encuentra ubicada a 25 minutos de la ciudad del Cusco.

La Sra. Victoria se dedica a la ganadería y a la agricultura. Hace 17 años que se dedica a este negocio y le va muy bien. Ella cría animales menores como por ejemplo cuyes y gallinas. Victoria por las tardes y las mañanas se encarga de pastear, ordeña a los animales. Victoria y su esposo Aurelio tienen una chacra donde producen maíz, papa, ellos llevan a vender sus productos a las ferias y a los mercados de la ciudad del Cusco.

Con su próximo préstamo, Victoria que espera recibir S/. 500 nuevos soles. Le gustaría emplear el dinero del préstamo para comprar semillas y abono.

El banco comunal “Señor de Ccoyllority Cachimayo” tiene tres años y medio de funcionamiento, Victoria pertenece desde hace tres años al banco comunal y le va muy bien. Los socios de este lugar son devotos del Taytacha Ccoyllority (El señor de la Nieve Brillante) y por esa razón le pusieron el nombre al banco comunal.

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Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 122
    View loans »
    Peru Loans Fundraising
  • $57,923,600
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $200 helped Victoria to buy seed and manure.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jul 17, 2010
Aug 18, 2010
Currency Exchange Loss:
Dec 16, 2010