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Vilma
Vilma lives in the community of Cajamarca with her husband and their 7 children, of whom 3 are independent and 4 still depend upon her.

Vilma sells chicha (the local home-made beer) and groceries, plus she raises animals such as hens and guinea pigs. Just 4 months ago, she opened a small food store where she sells beer and many other things. You can find her in her store, located in her home, 7 days a week, from 6:00 in the morning until 7:00 in the evening, or until she runs out of bread.

With this loan, Vilma hopes to receive 1,500 new sols. She would like to use the money to buy more merchandise, including, for example, rice, sugar, beans, etc.

The “Señor de Ccoyllority Cachimayo” Communal Bank has functioned for 3 ½ years. Vilma has belonged to this communal bank for 3 years and its going well. The members are devotees of Taytacho Ccoyllority (The Lord of the Brilliant Snow) and for this reason, they gave the bank that name.
View original language description ↓
Vilma vive en la comunidad de Cajamarca junto con su esposo y sus siete hijos de las cuales tres son independientes y cuatro todavía depende de ella.

La Sra. Vilma se dedica; a la venta de chicha, a la venta de abarrotes y a la crianza de animales menores como por ejemplo gallinas y cuyes. Hace cuatro meses que abrió una pequeña tienda de comestibles, donde también vende cerveza y muchas cosas más. La pueden encontrar en su tienda que está ubicado en su domicilio, los 7 días de las semana, desde las 6 de la mañana hasta las 7 de la noche o hasta que se agote el suministro de pan.

Con su próximo préstamo, Vilma que espera recibir S/. 1500 nuevos soles. Le gustaría emplear el dinero del préstamo para comprar más mercadería como por ejemplo arroz, azúcar, fideos, etc.

El banco comunal “Señor de Ccoyllority Cachimayo” tiene tres años y medio de funcionamiento, Vilma pertenece desde hace tres años al banco comunal y le va muy bien. Los socios de este lugar son devotos del Taytacha Ccoyllority (El señor de la Nieve Brillante) y por esa razón le pusieron el nombre al banco comunal.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $6,715
    Average annual income
  • 32
    View loans »
    Peru Loans Fundraising
  • $54,501,725
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Vilma bUYING MERCHANDISE SUCH AS RICE, SUGAR, BEANS, ETC. FOR HER NEW STORE.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 17, 2010
Listed
Aug 17, 2010
Currency Exchange Loss:
Covered
Ended:
Dec 15, 2010