Mrs. Sim N. (pictured above) and her husband, Mr. Chhay Lun, live in a suburb of Phnom Penh about 25 kilometers away. They have been married since 1973 and have nine children--four sons and five daughters. Five of them are married and live outside the family home. One sells groceries at home and other three attend school.
Sim sells ice at home. Her husband has been operating a business renting out a wedding and ceremony hall for four years. Sim is asking for her first loan of US$ 1,200 to purchase a motorbike for her children to drive to school.
MAXIMA Mikroheranhvatho is a Cambodian microfinance institution founded in 2000 to help low-income rural and urban people and small- to medium-sized businesses (SMEs) access financial services. Sustainable access to credit helps to create jobs and enables business owners improve their living conditions, educate their children, provide health care to their families, and more. It also enables the rural poor to remain at home with their families, rather than moving to city centers in search of employment.