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Dulce Maria
Dulce Maria M. A. is a 35 year old single mother with two children. They live together in the Las Flores neighborhood of the city of Juticalpa.

Dulce has a small beauty salon that she runs Monday through Saturday, from 7:00 AM to 7:00 PM. She is also available on Sundays, whenever her customers need her, and also makes house calls when they are unable to go to her salon.

[She] is very well known in her neighborhood and comes with very good references from her customers and neighbors. She is asking for this loan in order to buy a large variety of hair coloring, hair treatments, shampoos, conditioners, lipsticks, nail polish, and deodorants, so that her customers will always be able to find what they need to be beautiful.

She is a woman who puts a great emphasis on doing her job well, so that her customer base will grow, or at the very least remain stable. This loan will be of great benefit to her because the income that it will produce will allow her to continue supporting her children who depend completely on her.

She hopes to have her own home someday and also that her children will have professional careers. [Dulce] has been a client of FAMA for a number of cycles and has had a good repayment record.
View original language description ↓
Dulce Maria M. A. reside en el Barrio Las Flores de la ciudad de Juticalpa, tiene 35 años de edad, es madre soltera y vive junto a sus dos hijos. Dulce tiene una pequeña sala de belleza que atiende de Lunes a Sabado desde las 7:00 am hasta las 7:00 pm y cuando sus clientas lo requieren ella presta sus servicios los dias Domingos y cuando estas no pueden ir a su negocio ella va a su domicilio a atenderlos.

Dulce es una persona muy conocida en el barrio y cuenta con muy buenas referencias por parte de sus clientes y vecinos. Ella solicita este prestamo para poder comprar una gran variedad de tintes y tratamientos para el cabello, shampoos, acondicionadores, listick, barniz para uñas, desodorantes, de manera que sus clientas encuentren lo que necesiten para estar siempre bellas.

Es una mujer que se esfuerza mucho en hacer su trabajo bien para que la clientela de su negocio crezca o en todo caso sigua manteniendose estable. El prestamo sera de mucho beneficio ya que con las ganancias que obtenga podra seguir sosteniento a sus hijos ya que dependen completamente de ella. Ella sueña con tener su propia casa y que sus hijos sean profesionales. Ha sido clienta de FAMA por varios ciclos y conducta de pago es buena.

Additional Information

About FAMA:

Honduras is one of the poorest countries in the Western Hemisphere with approximately 59% of people living below the poverty line. Familia y Medio Ambiente OPDF (FAMA OPDF) is a Honduran non-profit with no religious or political affiliation. FAMA’s mission is to provide quality and opportune financial services so that men and women have equal opportunities to develop their micro or small businesses, whether they focus on agriculture, manufacturing or services. FAMA operates 13 branches throughout Honduras and serves over 12,500 clients.

About Honduras

  • $4,800
    Average annual income
  • 79
    View loans »
    Honduras Loans Fundraising
  • $8,803,075
    Funds lent in using Kiva
  • 18.9
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,125 helped Dulce Maria supplies and inventory.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 19, 2010
Listed
Aug 17, 2010
Currency Exchange Loss:
Possible
Ended:
Feb 29, 2012