Hilda is a member of the communal bank called "Dinamico". She lives in the district of Huanchac in the province of Cusco, Peru. Hilda is 63 years old and widowed. To earn a living, she runs a small business buying and selling clothing. Every 15 days or so, Hilda travels to the city of Lima where she goes to the factories that specialize in cotton shirts. It is well known that Peru has some of the finest cotton in the world. Hilda brings shirts, socks, underwear and other cotton products to sell in the city of Cusco. After her husband died, Hilda was able to settle all of the household expenses with the income she earned from her small business. She is requesting a loan to purchase more merchandise to sell. Hilda values and appreciates the loans she's been given which enabled her to grow her business. She is committed to making the payments and complying with the payment terms.
La socia pertenece al banco comunal “DINAMICO”; La socia vive en el distrito D. Huanchac en la provincia y departamento D. Cusco.
La socia es la Sra. Hilda; ella tiene 63 años D. edad y la socia es Viuda, y ella se dedica a al comercio minorista, La socia tine su negocio D. compra y venta D. ropa, ella viaja cada 15 días o dependiendo a como le fue con su negocio a la ciudad D. Lima, ella va a las fábricas y en especial compra polos D. algodón, conocedora D. que Perú tiene el mejor algodón en el mundo, la socia trae polos, medias, ropas interiores y demás, para la venta en la ciudad del Cusco. La socia después D. la muerte D. su esposo a solventado todos los gastos del hogar con este pequeño negocio. La socia solicita el préstamo para comprar mercadería y traer para la venta.
La socia valora y agradece el crédito otorgado ya que este le permite crecer con su negocio, así mismo se compromete a cumplir con el pago D. sus cuotas en el plazo establecido.
About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).
A loan of $600 helped Hilda to purchase merchandise for her small business buying and selling cotton products. The income from her small business has enabled her to support herself since the death of her husband.