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Caritas is a 51-year-old-widow and mother of seven children ranging in age from 7 to 28 years old. Three of her children are in school, including one who is in college. Though a mother of seven, she is able to afford health insurance for the entire family.

Caritas is a farmer who grows eggplants, tomatoes, and bell peppers for sale, and she also sells produce grown by other local farmers. She plans to use the loan to increase the amount she buys from local farmers, intending to invest the profits in her business. Eventually Caritas hopes to build a store from which to sell her items, and in the meantime strives to pay off her loans and qualify for larger loan amounts in the future.

Additional Information

About Urwego Opportunity Bank of Rwanda (UOB)

Urwego Opportunity Bank (UOB) is a Rwandan bank specializing in microfinance. It offers credit products to individuals and groups interested in starting or expanding their businesses. It also offers training in business development, financial literacy and health management. Given that approximately 90% of the Rwandan population is directly or indirectly related to the agricultural sector, Kiva lenders’ funds will be used to support UOB’s agricultural loan products, which are vital to the clients living in remote areas.

About Rwanda

  • $1,700
    Average annual income
  • 59
    View loans »
    Rwanda Loans Fundraising
  • $15,325,750
    Funds lent in using Kiva
  • 586.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $875 helped Caritas to buy more produce to sell.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jul 22, 2010
Aug 16, 2010
Currency Exchange Loss:
Dec 15, 2010