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Speciose
Speciose is 34 years old and married with four children. Her children are 3, 6, 8, and 10 years old and her three eldest are in school. She and her husband have been able to afford health insurance for the entire family. They also keep a reserve of money for illnesses not covered by the insurance.

Speciose buys handicrafts and sells them in the market. Her husband assists her with this job. They have been doing this business for 7 years and have become known for selling high quality goods. With the loan she plans to increase the amount of handicrafts they sell. She eventually hopes to be able to hire staff to assist her in the business. Her goal is to save enough to construct a house to live and work in. Also she hopes to save money to give to her children.

Additional Information

About Urwego Opportunity Bank of Rwanda (UOB)

Urwego Opportunity Bank (UOB) is a Rwandan bank specializing in microfinance. It offers credit products to individuals and groups interested in starting or expanding their businesses. It also offers training in business development, financial literacy and health management. Given that approximately 90% of the Rwandan population is directly or indirectly related to the agricultural sector, Kiva lenders’ funds will be used to support UOB’s agricultural loan products, which are vital to the clients living in remote areas.

About Rwanda

  • $1,000
    Average annual income
  • 38
    View loans »
    Rwanda Loans Fundraising
  • $13,303,700
    Funds lent in using Kiva
  • 586.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Speciose buying more handicrafts.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 19, 2010
Listed
Aug 16, 2010
Currency Exchange Loss:
Possible
Ended:
Dec 15, 2010