Benkadi I Group
They cultivate exclusively corn.
Since they are concerned about making their agricultural operations profitable, the group members decided to join Soro Yiriwaso's loan program this year.
Surdouée D. is planning to use his loan to buy a sufficient quantity of seeds and intrants for his production of corn. After the winter season, the crops are stocked for a certain period of time to gain value before they are sold at the large market in Kimparana, on a retail basis (but also often wholesale) and for cash, to customers who generally come from the large towns.
The members of the Benkadi group are expecting to make an income of between 175,000FCFA and 225,000 FCFA each after selling their agricultural products; this will be used for the repayment of their interest and the running costs of their families.
Ils cultivent exclusivement du maïs.
Dans le souci de rentabiliser leurs exploitations agricoles, les membres du groupe ont décidé d’intégrer le programme crédit de Soro Yiriwaso cette année.
SURDOUÉE D., compte utiliser son prêt pour acheter, une quantité suffisante de semence et d’intrants pour la production du maïs.
Après l’hivernage, les récoltes sont stockées pendant un certain temps pour qu’elles aient de la valeur avant d’être vendues au grand marché de Kimparana, en détail (souvent en gros), au comptant à une clientèle venant généralement des grandes villes.
Les membres du groupe BENKADI comptent réaliser chacun, après l’écoulement de leurs produits agricoles, un revenu d’environ 175 000 FCFA à 225 000 FCFA qui sera utilisé pour le remboursement des intérêts du prêt et les dépenses courantes de la famille.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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