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Nenita P. is a 55-year-old married woman who lives in Purok Mabi-abihon, Brgy. Consuelo, Ilog, Negros Occidental. She earns her living by operating two business ventures: farming and selling meat products.

Nenita’s husband, Romeo, is a driver and they have nine children from 17 to 35 years old. One of their children is currently going to school and also helps in the business, while the other eight children are already working on their own livelihoods.

Nenita joined NWTF-Project Dungganon in 1999 in the hope that she would be able to help her husband improve the quality of their family's life. With the help of her loans from NWTF-PD, she has been able to increase their family income by engaging in farming and selling meat by delivery. Now she earns an average monthly income of PHP 20,000 from her business activities.

Nenita is a member in good standing. Her previous loan of PHP 23,000 was used to fund operations of her meat sales business. The loan had a positive impact on both the business and the family’s living conditions. Now she is borrowing for her 20th loan, the amount of PHP 25,000, which she intends to use to buy fertilizer for her farm. Nenita is working hard to achieve her dreams and aspirations for her family, which are to provide them with a brighter future and a more comfortable life.

The accompanying picture of Nenita was taken with her standing crop of sugarcane in the background.

About NWTF: In a world full of challenges, Negros Women for Tomorrow Foundation (NWTF), is making a difference in the lives of thousands of women through Project Dungganon (a Hiligaynon word that means Honorable). Through the alleviation program, NWTF is empowering these women to progress from earning less than $1 a day to achieving realities that surpass even their dreams. They have taken a life path that will ultimately make them Dungganon - a title of esteem that is bestowed to a member of a community who has earned the respect through a lifetime of hard and honest work. Help NWTF continue its mission to help the poorest in the Philippines by clicking the link to the NWTF Kiva lending team on to join our team.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 796
    View loans »
    Philippines Loans Fundraising
  • $63,345,600
    Funds lent in using Kiva
  • 45.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Nenita to purchase fertilizer.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jul 16, 2010
Aug 14, 2010
Currency Exchange Loss:
Feb 15, 2011