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Celia Georgina
Celia, age 54, lives in El Guasazo de Guayaquil (an urban area where most of the inhabitants are informal merchants). She has a general store, and she sells groceries and all types of personal use products.

Fifteen years ago she worked as a domestic employee. But, as the income did not help her much, she had to stop doing that and start her own business. With her husband’s help she was able to buy some groceries and paper. Now she works from eight in the morning until nine at night everyday.

In order to be able to have a greater variety of products, she wants to use the loan to buy paper, sweets, and groceries. In the future she wants to fix up her business and build her house better.
View original language description ↓
Celia de 54 años, vive en el Guasmo de Guayaquil (zona urbana, la mayoría de habitantes son comerciantes informales), ella tiene una tienda general vende víveres y todo tipo de productos de uso personal.

Hace 15 años atrás trabajo como empleada domestica pero como los ingresos no le ayudaban mucho, tuvo que retirarse y comenzar con su propio negocio con la ayuda de su esposo pudo comprar algunos víveres y papelería. Ahora trabaja desde las 08h00 hasta las 21h00pm todos los días.

Para poder variar mas sus artículos ella quiere comprar con el préstamo papelería, confites y víveres. En el futuro quiere arreglar su negocio y construir mejor su vivienda.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 78
    View loans »
    Ecuador Loans Fundraising
  • $24,585,975
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Celia Georgina paper and sweets.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Jul 21, 2010
Aug 14, 2010
Currency Exchange Loss:
Nov 19, 2011