Djekafo I Group
They are collaborating with the microfinance institution Soro Yiriwaso in order to better organize their rainy season activities.
They grow, among other crops, pearl millet, peanuts, and beans. They are on their third seasonal loan and all their previous loans have been repaid in full.
With this new loan, Konimba T. plans on buying fertilizer, small farming equipment, and paying for the labor costs involved in maintaining approximately 1.5 hectares of pearl millet and peanuts.
The harvested crops are sold in Dioïla and Massigui to a client base made up of consumers and shopkeepers.
She hopes to make a profit of approximately 45,000 francs CFA by the end of the season.
Elles collaborent avec l’institution de microfinance Soro Yiriwaso dans le but de pouvoir mieux organiser leurs activités en début d’hivernage.
Les spéculations cultivées sont entre autres le petit mil, l’arachide et le haricot. Elles sont à leur troisième prêt de campagne et tous les prêts précédents ont été bien remboursés.
Avec ce nouveau prêt, KONIMBA T. compte acheter les intrants, les petits équipements et payer les frais de labour pour entretenir environs 1, 5 hectare de petit mil et d’arachide.
Les productions sont vendues au niveau de la ville de Dioïla ou Massigui après les récoltes à une clientèle composée de consommateurs et de commerçants.
Elle compte réaliser un bénéfice de 45.000FCFA environ en fin de campagne.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid