Mrs. H. is a 35-year-old widowed woman who currently resides in the middle of Phnom Penh, the capital of Cambodia. She is blessed with three kids, one of whom is employed in a garment factory and the other two are students. H. is a sewing laborer in the garment industry. She started her job more than a year ago. She also spends time at home to take care of the kids and to do household work. H. has another piece of village land where she plans to build a few rooms for rent, from which she will get extra profit. She isn't able to make her goal possible because she doesn't have money yet. To help overcome this obstacle, H. decided to seek a Kiva loan in the amount of $1200 for the propose of building a few rooms where she will rent to garment workers for a monthly fee.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.