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Shahrinisso S. is 27 years old, has a higher education, is a linguist by profession and is not married. Her primary place of work is High School #2 in the Yavan region where she works as a teacher.

Shahrinisso plans to use her loan to purchase 2 bulls and feed for their support. She plans on selling them every 40-45 days. She will use her revenues to purchase new bulls which she will feed and then sell. She uses the profits from the bulls as supplementary income as her salary is not enough to support a family. Shahrinisso’s earnings are the main source of income for her family. She plans on paying back the loan over a 12 month period.

Translated from Russian by Sabina Holzman, Kiva Volunteer.

Шарипова Шахриниссо, возраст – 27 лет, образование высшее, по специальности филолог, не замужем. Основным местом работы клиента является средняя школа №2 Яванского района, где она работает учителем. На полученный кредит планирует 2 голов крупного рогатого скота и корма для их содержания. Она будет продавать их через каждые 40-45 дней. На вырученные деньги она будет приобретать молодняк, который будет откармливать и опять продавать. От продажи бычков она получает дополнительный доход, так как получаемая заработная плата не хватает на содержание семьи. Основным источником дохода в семье является доход получаеиый Шахриниссо в качестве зарабтной платы, а также доход получаемый от откормки и продажи бычков. Клиент планирует выплатить кредит в течение 12 месяцев.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 206
    View loans »
    Tajikistan Loans Fundraising
  • $29,700,275
    Funds lent in using Kiva
  • 3.5
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Shahrinisso purchase of 2 bulls and feed.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Nov 12, 2007
Oct 29, 2007
Currency Exchange Loss:
Dec 16, 2008