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Santa Rosa De Mitapasamanan Group
In this Group: Julia, Isabel, Marline, Marleni, Serafina, Juana, Vidalina, Agripina, Martina, Aurora, Alberta, Maximiliana, Sonia
The community bank named Santa Rosa de Mitapasamanan has started their third loan cycle. All 13 members are from the Mitapasamanan community in the Vinchos district, located 50 kilometers from the city of Ayacucho. The population is mostly made up of agriculturists and cattle farmers.

Julia is the treasurer of the community bank. She lives together with her husband and their 4 children, all of whom are attending school. Julia sells cheeses in the community and in other neighboring cities, Lima and Ayacucho. She started out selling only in the fairs of the region but her business started to grow. Julia wants to dedicate her time to dairy farming. This loan will be used in the purchase of a dairy cow.

Julia dreams of keeping her kids in school and to one day have a house in the city of Ayacucho.
View original language description ↓
El Banco Comunal Santa Rosa de Mitapasamanan inicia su tercer ciclo con 13 socias que son de la comunidad de Mitapasamanan, Distrito de Vinchos, se encuentra a 50 kilómetros de la ciudad de Ayacucho, la población se dedica a la agricultura y ganadería.
La señora Julia es la fiscal del Banco Comunal, Julia es conviviente, tiene 4 hijos que estudian, Julia se dedica a la compra de quesos en su comunidad y otros pueblos aledaños, sus ventas en la ciudad de Lima y Ayacucho, al inicio solo vendía en la feria de su Distrito, poco a poco su negocio fue creciendo, Julia tiene proyectado dedicarse a la ganadería para producir leche, con su préstamo tiene proyectado comprar una vaca lechera.
Julia sueña con educar a sus hijos y tener una casa en la ciudad de Ayacucho.

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 120
    View loans »
    Peru Loans Fundraising
  • $60,151,175
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Santa Rosa De Mitapasamanan Group's $2,925 loan helped a member to purchase a diary cow.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Aug 3, 2010
Aug 13, 2010
Currency Exchange Loss:
Feb 15, 2011