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Valentín is 36 years old and lives in the city of Cusco with his wife and two children. He works for the regional government of Cusco from seven in the morning until three in the afternoon. He rises very early to sell "jora de maiz" (corn meal derived from germinated seeds) to his customers. He has been selling "jora de maiz" for 9 years and has been successful due to his determination and effort.
With this loan application, Valentín hopes to receive $800. At the moment, he has sufficient merchandise in his home. He would like to buy corn with the loan proceeds.
The communal bank “Las Leonas de San Jerónimo” (The Lions of San Jerónimo) has already completed 10 loan cycles, but Valentín only joined the bank several years ago. He has been a productive member.
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Valentín tiene 36 años y vive en la ciudad del Cusco junto con su esposa y sus dos hijos. Valentín trabaja en el gobierno regional del Cusco desde las 7 de la mañana hasta las 3 de la tarde. Valentin se levanta muy temprano para vender jora de maíz a su clientes. Ya son 9 años que se dedica al negocio y le va muy bien gracias al empeño que pone en su trabajo.

Con su próximo préstamo, Valentín espera recibir $800 USD. Por el momento, tiene suficiente mercadería en su domicilio. Le gustaría con el dinero del préstamo para comprar maíz.

El banco comunal “Las Leonas de San Jerónimo” ya tiene 10 ciclos de funcionamiento, pero Valentín hace varios años atrás que recién participa en el banco comunal y le va muy bien.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 99
    View loans »
    Peru Loans Fundraising
  • $57,944,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Valentin to purchase corn.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jul 19, 2010
Aug 12, 2010
Currency Exchange Loss:
Dec 15, 2010