Marisol lives in the Tembladerani area of the city of La Paz. She is separated from her husband and has four children. They all live with her as well as her mother. She works in Terrasur, which is an institution that sells houses and land.
The loan that she is asking for is for an operation on her 11 year old daughter; water was found in her kidneys. She has been an Impro client with three loans that she has already paid off and she is a part of Kiva for the first time. She went to Impro because of the interest rate and because they ask for few sureties. She is satisfied with the service.
She can access this new loan because of the social nature of its use.
La señora Marisol vive en la zona de Tembladerani de la ciudad de La Paz; está separada del esposo y tiene cuatro hijos todos viven con ella incluyendo su mama, trabaja en Terrasur que es una Institución que vende casas y terrenos.
El crédito que solicita es para operar a su niña de 11 años a quien le descubrieron agua en los riñones, es cliente de Impro con tres créditos ya cancelados y es parte de Kiva por primera vez. Ella acudió a Impro por la tasa de interés y por las pocas garantías que se pide, esta satisfecha con el servicio.
Por el carácter social puede acceder a un crédito nuevo.
IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.