Elver lives in the railway district of the city of La Paz. He is married and has three children. His wife works at a company that sells niche items. Elver has a car that he uses as a taxi to earn income. He has had five loans with Impro to date, all fully paid off, and this is his first time via Kiva. He plans to use the new loan he is requesting to make repairs and perform maintenance on his taxi. He qualifies to be approved for the loan.
El señor Elver vive en la zona de ciudadela ferroviaria de la ciudad de La Paz, esta casado tiene tres hijos; la esposa trabaja en una institución que vende nichos. Elver tiene un auto con el cual trabaja como transporte libre con el cual genera sus ingresos, es cliente de Impro con 5 créditos a la fecha, todos cancelados y es primera vez que forma parte de Kiva a través de este nuevo crédito que solicita, el cual será destinado a la reparación y mantenimiento de su taxi.
Por el carácter social puede acceder a un crédito nuevo.
IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.