September 3 Group
Beatriz has been the leader of the group for many years. She most enjoys working with the other members of the group. She is thirty five years old and she takes on various roles. Aside from being president of the group, she is also a wife, a mother of two children, and the manager of her own business.
She started up her pastry business with her own savings. She took pastry classes before starting the business.
Beatriz sells her pastries to various stores on a wholesale basis, and she also sells door to door. Her first loan was in the amount of 1000 Bs. Her loan request now is in the amount of 1500 Bs to purchase baking wares, cooking oil and flour.
There are nine members of this community bank. They all have different business types, such as: catering, crafts, pastries, convenience store, leather wallets, sales of various articles, knitting, and internet services.
La señora Beatriz es líder en su asociación desde hace años y lo que más le gusta es compartir con las compañeras. A sus treinta y cinco años, cumple diferentes roles además de ser presidenta, es esposa, madre de dos niños, además de llevar adelante su propio negocio.
Su negocio de repostería fue iniciado con capital propio, habiendo tomado capacitación para trabajar en Repostería.
La señora Beatriz vende sus productos a las tiendas por mayor, de forma ambulante. Sus primer crédito fue de 1000 Bs. y actualmente la solicitud aprobada fue de 1500 Bs. para la compra de fuentes, aceite y harina.
Las integrantes de la asociación comunal, son nueve mujeres. Tienen negocios diferentes, como: venta de comida, artesania, repostería, tienda de barrio, confección de carteras de cuero, artículos varios, tejidos, atención de Internet
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid