Sara started selling Yanbal cosmetics in order to have income to help with the family expenses. She sells make-up, perfumes, crèmes, and deodorants at low cost by catalog.
Sara wants to build a better house, so she will use this loan to buy blocks, cement, and stone. In the future, she wants to have her own store and be able to buy a car. At her age, she is not able to get around easily to deliver her orders.
Ella inicio con las ventas de cosméticos Yambal para tener ingresos y poder ayudar con los gastos familiares. Vende maquillaje, perfumes, cremas, desodorantes a un bajo costo por catalogo.
Ella quiere construir mejor su casa con el préstamo quiere comprar bloques, cemento, piedras. En el futuro quiere tener su propio local y poder comprar un carro ya que por su edad no puede movilizarse a repartir los pedidos.
About Banco D-MIROBanco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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