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Josefina S. R. is single and is 49 years old. She lives in the Esquilan Chico zone, 10km from Cochabamba city, in an agricultural zone on the periphery of the city.

Josefina has 5 head of dairy cattle who produce raw milk which is commercialised in the Industrial Milk Plant (PIL). Josefina is single but looks after her niece. They live alone and don't have very good living conditions - their walls are made from corrugated iron which has to withstand the inclemencies of the weather, cold, rain and heat. Her cattle have a thatched roof to protect them. Under these conditions Josefina manages to look after her niece, who is studying at school. Josefina's wishes are that her niece studies veterinary science and that together they can improve their quality of life, her home, and her earnings.

Josefina is seeking a loan to build feeding troughs for her cattle so she can optimise their feeding and increase her earnings. By constructing feeding troughs she will avoid them getting sick, and apart from preventing her throwing away the food they eat, she would be saving and investing in something very productive that will be fruitful for her.
View original language description ↓
La Sra. Josefina S. R. es soltera, tiene 49 años vive por la zona de Esquilan Chico, a 10 km de la Ciudad de Cochabamba, zona agrícola, en la periferia de la ciudad.

Cuenta con 5 cabezas de ganado lechero de las cuales, la producción de leche cruda las comercializa en la Planta Industrializadora de Leche PIL. La Sra. Josefina, es soltera solo tiene a su sobrina, a quien cuida, viven solas, no cuentan con las mejores condiciones de vida, pues sus paredes son de calaminas, y soportan las inclemencias del tiempo, frio, lluvias y calor; incluso su ganado apenas tiene un techo de paja conde se protegen. Bajo estas condiciones logra sustentar a su sobrina la cual está estudiando en el colegio. Y el deseo de la Sra. Josefina es que sobrina estudie veterinaria y puedan juntas mejorar su calidad de vida, su vivienda, y sus ingresos.

La Sra. Josefina solicito un crédito para la construcción de comederos para su ganado de modo así pueda, optimizar la alimentación de su ganado vacuno e incrementar sus ingresos. Al construir su comedero para ganado evitara que estos se enfermen, a demás que se eche a perder al alimento que consumen, estaría ahorrando e invirtiendo en algo muy productivo que le dará frutos favorables.

Additional Information


CIDRE is a Bolivian microfinance institution with a strong social commitment to the community. It works to provide quality financial services to rural and peri-urban borrowers, focusing primarily on agricultural loans for dairy farmers and micro-enterprises. CIDRE targets segments of the population that have not traditionally had access to credit, and invests in much-needed community development projects. It is currently working with coca farmers in the Chapare region to replace coca with less controversial crops. Get more involved by joining the Friends of CIDRE lending team.

About Bolivia

  • $5,500
    Average annual income
  • 236
    View loans »
    Bolivia Loans Fundraising
  • $31,598,925
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Josefina purchase feeding troughs to feed cattle.
100% repaid
Repayment Term
33 months (Additional Information)
Repayment Schedule
Jul 14, 2010
Aug 12, 2010
Currency Exchange Loss:
Dec 15, 2011