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Together As One Group
In this Group: Kadiatu, Aminata
Salone Microfinance Trust (SMT), a Kiva partner in Makeni, northern Sierra Leone, is very pleased to present to you the members of the “Together As One” group. They are small-scale-business women in Makeni city and are requesting a loan of SLL 1,000,000 each. With the help of this loan, these entrepreneurs will be able to expand their businesses, make more sales and earn better profits.

Kadiatu K. (left) is the leader of this group. She was born in Kenema, a city in eastern Sierra Leone. She is twenty-nine years of age and is married with three children who are attending primary school.

Kadiatu has had eight years of experience in selling drinks, rice, palm-oil, fish, pepper and gari (fast food made from cassava). With the help of her SLL 1,000,000 loan, she will expand her business by buying more of the above-mentioned goods in large quantity to add to her stock.

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Sierra Leone

  • $2,100
    Average annual income
  • 54
    View loans »
    Sierra Leone Loans Fundraising
  • $9,327,250
    Funds lent in using Kiva
  • 3,935.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A portion of Together As One Group's $525 loan helped a member to buy more drinks, rice, palm-oil, fish, pepper and gari to sell.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jul 23, 2010
Aug 11, 2010
Currency Exchange Loss:
Aug 15, 2011