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Luz Ayde
Luz Aide belongs to the “REAL” communal bank. She lives in the district of Santiago in the province and department of Cusco.

Luz is 41 years old and is a single mother with 3 children. She alternates her household activities with retail. She makes a living selling eyewear and other services in her store, which is located in the center of the city. She has had this business for 11 years. Luz acts as both father and mother to her children and helps them with everything. She says that she has been very lucky with her business and it is going well. It means that she doesn’t have to ask for help from anyone, since the man who was her husband and father of her children left several years ago. Luz is asking for a loan so that she can have a little working capital, which she will use to purchase more eyewear.

Luz values and appreciates the loan that is being offered, since it will allow her to grow her business and improve her quality of life. She promises to complete her payments according to the terms of the loan.
View original language description ↓
La socia pertenece al banco comunal “REAL”; La socia vive en el distrito de Santiago en la provincia y departamento de Cusco.

La socia es la Sra. Luz Aide; ella tiene 41 años de edad y la socia es madre soltera y tiene 3 hijos; la socia alterna sus actividades de la casa con el comercio minorista; La socia se dedica a la venta de artículos ópticos y multiservicios en su tienda situada en el centro de la ciudad; ella tiene este negocio desde hace 11 años, La socia es padre y madre de sus hijos y los apoya en todo, ella manifiesta de que por mucha suerte el negocio le va muy bien por lo que esto le permite no pedir ayuda a quien fuese su pareja hace algunos años y que es padre de sus hijos. La socia solicita el préstamo para hacer de este un pequeño capital de trabajo con esto ella comprará mayor número de artículos ópticos.

La socia valora y agradece el crédito otorgado ya que este le permite crecer y tener una mejor calidad de vida, así mismo se compromete a cumplir con el pago de sus cuotas en el plazo establecido.

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Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 101
    View loans »
    Peru Loans Fundraising
  • $57,944,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Luz Ayde working capital for purchasing more eyewear.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jul 10, 2010
Aug 10, 2010
Currency Exchange Loss:
Dec 15, 2010