Señor De Liwirico Rural Group
Haydee is the president of the communal bank. She has five children; 9, 18, 20, 27, and 29 years old. Only the youngest goes to school.
Haydee has been selling clothing for six years. She sells from her house. Her business has been growing during this time thanks to the loans she has received.
Haydee is requesting a loan to be able to get merchandise for her business. She will get varied seasonal clothing. That way she will have clothes to sell, she will be increasing her business, and she will have greater income.
Haydee’s goal is to open a store in the city of Huancavelica.
Haydee es Presidenta del Banco Comunal, tiene 05 hijos de 9, 18, 20, 27 y 29 años de edad, de los cuales sólo el menor asiste a la escuela. Haydee, hace 06 años que se dedica a la venta de prendas de vestir, negocio que realiza desde su casa y el cual ha ido creciendo durante este tiempo gracias a los préstamos que ha recibido.
Haydee, solicita un préstamo para poder adquirir mercadería para su negocio, ropa variada de la estación, de esta manera tendrá prendas de vestir para vender y así ir incrementando mas su negocio y tener mauores ganancias. La meta de Haydee es abrir una tienda en la ciudad de huancavelica.
About FINCA PeruThis loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.
In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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