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Ermilo C.'s main source of income comes from operating motor transport (habal-habal) services. He is 36 years old, married and has two small children. They are from the village of Lapasan, Clarin, Misamis Occidental. Ermilo has been in his business for over three years and earns approximately 20,000 Philippine pesos (PHP) a month.

In 2009, Ermilo joined GDMPC to gain access to financial services to help improve his living conditions and enable him to engage in business activities. Ermilo has successfully repaid a previous loan of 20,000 PHP from GDMPC. He is requesting a new loan of 35,000 PHP which will be used to repair his vehicle for better service. This will be his seventh loan from GDMPC. He plans to use the additional revenue to improve the general living conditions of his family.

About GDMPC:
GDMPC is one of the most progressive cooperatives in Mindanao, Philippines. It has four branches and three unit offices covering the provinces of Zamboanga del Sur, Lanao del Norte and Misamis Occidental. Its membership is composed mostly of farmers, fisherfolks and small entrepreneurs.

Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

Additional Information


Gata Daku Multi-Purpose Cooperative (GDMPC) was founded in 1992 by 32 farmer-members to empower people by providing livelihood opportunities and other support services. Today, it has over 15,000 members located in upland, lowland and coastal regions of the Philippines, and offers credit, savings, education, and various social services.

About Philippines

  • $1175
    Average annual income
  • 307
    View loans »
    Philippines Loans Fundraising
  • $52,207,900
    Funds lent in using Kiva
  • 45.0
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Ermilo to repair his vehicle for better service.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Jul 23, 2010
Aug 7, 2010
Currency Exchange Loss:
Jun 15, 2011