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Norma Agustina
Norma Agustina R. C. is 38, and lives in the La Hoya de Juticalpa neighborhood. She has 2 children, 15 and 11, and she is married. She began selling cosmetics as a street vendor but she didn’t have enough money nor time left to take care of her family. Then she changed the business and set up a sweets stand in front of her house and sold all types of cookies and a big variety of candies. Three years ago she decided to open a small general store in one part of her house and now she sells all kinds of merchandise. Her hours in the store are Monday through Sunday from 6:00 am to 9:00 pm, and her children help her take care of it which gives her more time with the family.

She needs a loan to stock the store with basics such as rice, sugar, soap, lard, oil, chicken, flour, oil, condiments, sauces, pasta, churros (fried crullers), cookies, candies, soft drinks, etc. This way she can offer her customers a wide variety of products.

Her dream is to grow her business and that it will offer sufficient income to be able to help her husband with family and school expenses, since she wants her children to be professionals so that they can have a better life.

She has been a client of FAMA for 4 cycles and has made her payments punctually, and thanks to the loans, she has been able to keep her business going.
View original language description ↓
Norma Agustina R. C. tiene 38 años de edad, reside en el Barrio La Hoya de Juticalpa, es casada y tiene dos hijos de 15 y 11 años. Ella comenzo vendiendo cosmeticos de forma ambulante pero no le quedaba suficiente dinero ni tiempo para atender a su familia, entonces cambio de negocio y establecio una chiclera al frente de su casa de habitacion y vendia todo tipo de galletas y gran variedad de dulces. Hace trece años decidio establecer en una parte de su casa una pequeña pulperia y ahora ella se dedica a vender todo tipo de abarroteria, su horario de atencion es de Lunes a Domingo desde las 6:00 am hasta las 9:00 pm y sus hijos le ayudan a atenderla, y tiene mas tiempo para su familia.

Necesita el prestamo para surtir su pulperia con productos de la canasta basica, como arroz, azucar, jabon, manteca, aceite, leche, pollo, harina, aceite, condimentos, salsas, pastas, churros, galletas, dulces, refrescos, etc. Asi ella podra ofrecer a sus clientes una gran variedad de productos.

Su sueño es que su negocio sea mas grande y que produzca las suficientes ganancias para poder ayudar a su esposo con los gastos familiares y escolares, ya que ella desea que sus hijos sean profesionales para que tengan una mejor vida.

Ha sido clienta de FAMA por 4 ciclos y ha cancelado sus cuotas de forma muy puntual, y gracias a los prestamos que ha obtenido cuenta con su negocio.

Additional Information

About FAMA:

Honduras is one of the poorest countries in the Western Hemisphere with approximately 59% of people living below the poverty line. Familia y Medio Ambiente OPDF (FAMA OPDF) is a Honduran non-profit with no religious or political affiliation. FAMA’s mission is to provide quality and opportune financial services so that men and women have equal opportunities to develop their micro or small businesses, whether they focus on agriculture, manufacturing or services. FAMA operates 13 branches throughout Honduras and serves over 12,500 clients.

About Honduras

  • $4,800
    Average annual income
  • 97
    View loans »
    Honduras Loans Fundraising
  • $8,680,050
    Funds lent in using Kiva
  • 18.9
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Norma Agustina to buy general merchandise.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 5, 2010
Listed
Aug 8, 2010
Currency Exchange Loss:
Possible
Ended:
Jun 29, 2011