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Djeneba
Mrs. Djeneba C. is 47 years old, divorced and the mother of two children. She lives with her nuclear family in the Médine district of Segou (the third administrative district of Mali).

She is a secretary at the Ségou Customs office; parallel to that work, she also earns money through other business activities, mainly selling juice, which she has been doing for 35 years. She learned this trade from her mother, who used to sell juice by primary schools during recess. Her strong side is the high quality of her juice, well prepared and carefully conserved. II order to make her jjuice, she uses 5 kg [11 lbs] of sugar, 1 kg [2.2. lbs] of ginger, 2 kg [4.8 lbs] of tamarind, 20 packs of vanilla and 4 packs of powdered juice (banana, mango and orange).

All ingredients are mixed in with 1.5 liter [about 1.6 qt] of water in order to achieve the desired taste. The beverage is then poured into cans which had been carefully washed and placed in the refrigerator to chill.

In order to increase her working capital and earn a higher revenue, Mrs. C. has turned to Soro Yiriwaso. She has been a member for 12 months. After duly repaying her first individual loan, she is seeking a second loan in order to purchase a freezer. She stocks up locally.

Mrs. Djeneba C. sells for cash and in credit to a customer base composed of both women and men.

With this loan, she hopes to achieve a monthly income of 150,000 West African Francs. This will allow her to support herself and to take part in social event such as baptisms, weddings etc.
View original language description ↓
Madame Djeneba C. est âgée de 47 ans, divorcée et mère de 2 enfants. Elle vit chez elle même dans une famille nucléaire au quartier Médine de Ségou (quatrième région administrative de la république du Mali).
Secrétaire à la douane de Ségou, parallèlement à cette activité, Djeneba mène des activités génératrices de revenus, notamment le commerce de jus, qu’elle pratique depuis 35 ans. Elle a commencé auprès de sa mère qui vendait des jus lors des recréations aux abords des écoles fondamentales. Sa force de vente est due à la qualité de son jus, bien préparé et très bien conservé.
Pour faire son jus elle utilise 5 kilogrammes de sucre, 1kilogramme de gingembre, 2 kilogrammes de Tomi, 20 sachet de sucre vanilles et 4 sachets de poudre de jus (banane, mangue et orange). Le tout est mélangé dans 1litre et ½ d’eau afin d’avoir le goût recherché, le breuvage mis dans des bidons soigneusement lavés seront dans le réfrigérateur pour refroidissement
Dans le dessein d’augmenter son fonds de commerce, afin de réaliser plus de bénéfice. Elle a fait recours à Soro Yiriwaso. Elle est en relation avec cette dernière depuis 12 mois. Après 1 prêt individuel correctement bien remboursé, elle est à son 2ème prêt individuel qu’elle compte utiliser pour acheter 1 congélateur. Elle s’approvisionne sur place.
Madame Djeneba C. vend au comptant et à crédit à une clientèle composée de femmes et d’hommes.
Avec ce prêt, elle envisage réaliser un bénéfice mensuel de 150 000FCFA. Ce bénéfice lui permet de subvenir à ses propres besoins et de participer aux événements sociaux (baptême, mariage etc.…).

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

About Mali

  • $1,200
    Average annual income
  • 6
    View loans »
    Mali Loans Fundraising
  • $9,921,450
    Funds lent in using Kiva
  • 497.5
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Djeneba purchasing a freezer.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 15, 2010
Listed
Sep 1, 2010
Currency Exchange Loss:
Covered
Ended:
Aug 15, 2011