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Mr. Kheav R. is 43 years old, married and devoted to his five children who are students in the local public school. In his time away from school, one of his sons is a fisherman. Kheav R. is a local merchant who sells salt and vegetables in bulk door-to-door around his community. Another source of his income is from working with his wife to grow mushrooms on their own farmland located next to their house. Kheav R. owns other village land, on which he has been planning to build a new house for his child to live in but his goal does not come true because he is lacking funds. To achieve his goal, Kheav R. has decided to seek a loan for $1,100 to add to his savings in order to construct a new house. Mr. Kheav R. was busy at his business, so his wife was photographed instead.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 53
    View loans »
    Cambodia Loans Fundraising
  • $38,691,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Kheav to construct a new house.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jul 9, 2010
Aug 6, 2010
Currency Exchange Loss:
Dec 17, 2011