Mrs. Pat H. is a 43-year-old farmer and mother. She was blessed with six children, two of whom are married and the other four are single. To help with the responsibility for family expenses, three of her daughters are employed in the garment factory. Pat H. has another financial earner in her husband who is a skilled producer of handmade wooden beds, from which he earns a living. Recently, Pat H.’s husband got many orders for beds from his customers but he lacks items to meet this orders. Therefore, Pat H. decided to ask for a Kiva loan for her husband to use to buy raw materials to make additional beds for his customers.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.