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Epe H. is from the village of Baluarte, Lumbia, Cagayan de Oro City. She is 40 years old. Epe is married and has 5 adult-aged children. To make a living, Epe owns & operates a business venture in the food sector making & selling food. While not the only means for generating revenue, the main source of income for the business comes primarily from selling snacks & other delicacies like banana and sweet potatoes in the local community. Epe has been engaged in her business for over 5 years and earns approximately 5500 PHP a month for these activities.

In 2009, Epe joined HSPFI to gain access to financial services to help improve her living situation and ability to engage in business activities. Epe has successfully repaid a previous loan of 8000 PHP from HSPFI. This previous loan was used to to purchase raw ingredients needed to make products for sale. Epe is requesting a new loan of 11000 PHP which will be used to purchase additional ingredients & working capital. This loan will be the 3rd loan taken out by Epe from HSPFI. She plans to use the additional revenue generated from the business to improve/expand the business.

About HSPFI:

HSPFI is one of accredited partners of Opportunity International in the Philippines. It is based in Cagayan de Oro City and is reaching out to the poor households of Northern Mindanao.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, we created this template for our field staff to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

Additional Information

About Hagdan Sa Pag-uswag Foundation, Inc.

Hagdan Sa Pag-uswag Foundation, Inc. (HSPFI) is a non-governmental development organization founded in 1987 to promote Christian values through microfinance services in the Philippines. It partners with Opportunity International and the Mindanao Microfinance Council among others, and offers a range of business and community development services, including savings and insurance programs in addition to lending.

About Philippines

  • $7,000
    Average annual income
  • 691
    View loans »
    Philippines Loans Fundraising
  • $63,141,900
    Funds lent in using Kiva
  • 45.2
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Epe to purchase additional ingredients & working capital.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jul 28, 2010
Aug 6, 2010
Currency Exchange Loss:
Jun 15, 2011