Las Flores De Fortin Group
She has been selling stationery products and gifts for three years. She is requesting the loan to pay for merchandise she ordered. School will soon be starting, and she has to be well stocked. Her customers see her as a responsible and hard-working person. Her stationery store is located close to two schools, and they keep her business profitable. She is enthusiastic about requesting the loan because the season for good sales is approaching.
She is 58 years old, and she has a sixth grade education. She is in a common-law marriage; and she has four children, three girls and a boy.
She wants this loan to pay for merchandise that she has already requested. She will buy things like notebooks, folders, clay, and gifts. She also hopes that the business will be able to help her improve her life. That way she can help her daughter raise her grandchildren.
Salome A. is the president of the Las Flores de Fortín group. She went to school until her third year of high school. She has one daughter. She has been selling lingerie for two years. She is requesting a loan to start selling pastries.
The group is comprised of 12 members. The other members are:
Petra M.(sells snacks),
Gladis M.(sells food),
María Basilisa M. (sells “gorditas”, which are small, thick, corn flour tortillas),
Marcela Natalia A. (sells bleach),
Camerina L. (sells bread),
Matilde L. (sells cosmetics),
Concepción M. (embroidery and weavings),
Gloria E. (stationery store), and
Yuly Vianey E. (rents four wheel drive ATV)
Salome A. es la presidenta del grupo Las Flores de Fortín estudió hasta el tercer año de preparatoria y tiene en total 1 hija. Ella se dedica a venta de lencería que inició hace 2 años. Solicita el préstamo para iniciar la venta de pasteles.
El grupo esta conformado por 12 de integrantes. Los otros integrantes son:
Yasmín S.(venta de verdura),
Petra M.(venta de antojitos),
Gladis M.(venta de comida),
María Basilisa M. (venta de gorditas),
Marcela Natalia A. (venta de cloro),
Camerina L. (venta de pan),
Matilde L. (venta de cosméticos),
Concepción M. (bordados y tejidos),
Gloria E. (Papelería) y
Yuly Vianey E. (Renta de cuatrimotos)
About CrediComunThis loan is administered by CrediComun, a Kiva Field Partner since February 2010. CrediComun is dedicated to providing loans to groups of women in rural areas in Mexico, and is beginning to lend to individuals as well. One of its newest branch offices is in Ciudad Neza, a poor suburb on the outskirts of Mexico City. CrediComun has grown rapidly since its inception in 2005, with 37 branch offices and over 350 employees, and was ranked the 12th best microfinance institution in Latin America in 2010 according to the Microfinance Information Exchange (MIX).
For more information on CrediComun, please visit its partner page. If you would like to support CrediComun and its borrowers, please visit its lending team.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid