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Maria Mercedes
Maria Mercedes C. Q. is 32 years old. She is married and lives in the municipality of Ventanas, Los Rios province. She has four children called Miriam, Jonathan, Alex and Dayona.

Maria is a member of the Narcisa de Jesús communal bank. There are 15 members in total, most of whom work in agriculture.

Maria works in agriculture, growing corn and rice. She buys and sells produce in the municipality of Ventanas.

She requests a loan to buy raw materials for her agricultural business. The loan with improve her financial situation and enable her to buy raw materials. Her dream is to own land. A challenge she faces in her work is pests attacking corn crops, in particular the "longosta" type.

In her free time she tidies her home and does the housework.
View original language description ↓
Maria Mercedes C. Q. tiene 32 anos. Es casada y vive en el canton de Ventanas en la provincia de Los Rios. Tiene 4 hijos que se llaman Miriam, Jonathan, Alex, y Dayona.

Maria es una socia de la ventanilla rural Narcisa de Jesús. Son 15 socios en total, que en la mayoridad se dedican a la agricultura.

Maria se dedica a la agricultura, al cultivo de maíz y arroz. Realiza las compras y las ventas de sus productos en el cantón de Ventanas.

Solicita el crédito para comprar insumos para su agricultura. Con el apoyo de esta préstamo mejorara la situación económica de comprar insumos. Su sueno es comprar una tierra propia. Un desafío que se ha enfrentado en su trabajo es que tiene plagas en su maíz, una en específico que se llama ¨longosta.¨

En su tiempo libre arregla y hace todo las cosas en la casa.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 81
    View loans »
    Ecuador Loans Fundraising
  • $25,019,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Maria Mercedes buy raw materials for agriculture.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jul 22, 2010
Sep 1, 2010
Currency Exchange Loss:
Jan 15, 2011