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Pedro Dario
Dario B. Pedro A. is 26 years old. He is single and lives with his brothers in Ventanas, in Los Ríos province. He has two sons, Juan (14) and Yocelin (18).

Pedro is a member of the "Valle Alto" communal bank, located in Recinto Voluntad de Dios, about an hour and a half away from Ventanas. There are 23 members in total, most of them working in agriculture. This is the second loan they are requesting through Cooperativa San José.

Pedro works in agriculture. He plants rice, beans and corn. He makes his purchases once a month in Ventanas and sells his products in Comercial Peña or in the village. He requests the loan to buy rice, beans and corn seeds. He believes that the loan is an opportunity to progress. His dream is to buy a car and start a business in Ventanas. He faces challenges such as pests and diseases. He likes to pay homage to God.
View original language description ↓
Pedro Dario B. A., tiene 26 años. Es soltero y vive con los hermanos, vive en Ventanas provincia de Los Ríos. Tiene 2 hijos, Juan (14) y Yocelin (18).

Pedro es un soci de la ventanilla rural la “Valle Alto”, que está ubicada en el Recinto Voluntad de Dios a hora y media de Ventanas. Son 23 socios en total, que en la mayoridad se dedican a la agricultura. Esto es el segundo préstamo que ellos realizan en la Cooperativa San José.

Pedro se dedica a la agricultura, siembra arroz, fréjol y maíz. Realiza sus compras cada mes en el la ciudad de Ventanas y vende los productos en el Comercial Peña o en la misma localidad.

Solicita el préstamo para invertir en la compra de semillas de arroz, fréjol y maiz. Piensa que el crédito es una oportunidad para salir adelante. Sus sueños comprar un carro y tener un negocio en Ventanas. Enfrenta desafíos como las plagas y enfermedades.

Le gusta rendir homenaje a Dios.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 50
    View loans »
    Ecuador Loans Fundraising
  • $24,308,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Pedro Dario buy rice, beans and corn seeds.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jul 20, 2010
Sep 1, 2010
Currency Exchange Loss:
Feb 15, 2011