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Segundo Julian
Segundo Julian M. C. is 29 years old, married, and lives in the canton of Ventanas in the province of Los Ríos. He has four children named Nathaly, Bayron, Brayon, and Estalin.

Segundo is a member of the Communal Bank “Narcisa de Jesús”. There are 15 members in total, most of whom engage in agriculture.

Segundo is a farmer who grows corn and rice. He buys and sells his products in the canton of Ventanas. Segundo is requesting a loan to use for his farming activities since it will help improve his financial situation. His dream is to purchase his own land. Among the challenges he faces in his work are the diseases and pests that impact his corn crop. One such pest is called “langosta”.

In his free time, Segundo enjoys being with his family.

View original language description ↓
Segundo Julian M. C. tiene 29 anos. Es casado y vive en el canton de Ventanas en la provincia de Los Rios. Tiene 4 hijos que se llaman Nathaly, Bayron, Brayon, y Estalin.

Segundo es un socio de la ventanilla rural Narcisa de Jesús. Son 15 socios en total, que en la mayoridad se dedican a la agricultura.

Segundo se dedica a la agricultura. Siembra maíz y arroz. Hace las compras y las ventas de sus productos en el canton de Ventanas.

Solicita el credito para su agricultura. Esta préstamo lo ayudara en mejorar su situación economico. Su sueno es comprar un terreno propio. Un desafío que se ha enfrentado en su trabajo es que tiene enfermedades y plagas en su maíz, uno en específico que se llama ¨longosta.¨

En su tiempo libre le gusta estar con la familia.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 77
    View loans »
    Ecuador Loans Fundraising
  • $24,585,975
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Segundo Julian operating capital for his farming activities.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jul 22, 2010
Sep 1, 2010
Currency Exchange Loss:
Jan 15, 2011