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Yimmy Geovanny
Yimmy Geovanny C. F. is twenty years old. He is single without children and lives with his parents. He lives in Ventanas a province in Los Rios.

Yimmy is a partner in the Valle Alto rural bank which is located in Recinto Voluntad de Dios, an hour and a half away from Ventanas. There are 23 partners in all most of whom work in the agricultural sector. This will be their second loan with the San Jose Cooperative.

Yimmy works in agriculture; he grows corn that grows on a short cycle. He makes his purchases every month in the city of Ventanas, and he sells his product there too.

He is applying for a loan to purchase corn seeds. He believes that the loan is an opportunity to improve his life. HIs dreams are to continue with his studies and finish university. His business faces difficulties such as infestations, diseased plants, and the variability of the weather.

He likes to play soccer on the weekends.
View original language description ↓
Yimmy Geovanny C. F., tiene 20 años. Es soltera y vive con los padres, vive en Ventanas provincia de Los Ríos. No tiene hijo.

Yimmy es un socio de la ventanilla rural la “Valle Alto”, que está ubicada en el Recinto Voluntad de Dios a hora y media de Ventanas. Son 23 socios en total, que en la mayoridad se dedican a la agricultura. Esto es el segundo préstamo que ellos realizan en la Cooperativa San José.

Yimmy se dedica a la agricultura, siembra maíz en ciclo corto. Realiza sus compras cada mes en la ciudad de Ventanas y las vende en la misma localidad.

Solicita el préstamo para invertir en la compra de maíz. Piensa que el crédito es una oportunidad para salir adelante. Sus sueños superarse en los estudios y terminar la universidad. Enfrenta desafíos como las plagas y las enfermedades en sus cultivos como la variedad del clima

Le gusta jugar fútbol los fines de semana.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 54
    View loans »
    Ecuador Loans Fundraising
  • $24,295,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Yimmy Geovanny purchase of corn for planting.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jul 20, 2010
Sep 1, 2010
Currency Exchange Loss:
Feb 15, 2011