Francis is married with two children and one dependent. His two children are currently in primary school.
Francis is both a businessman and a clergyman and owns a shop where he sells home products. Francis' wife assists him greatly by taking care of the home when he is working at his shop.
Francis has a good loan repayment history; he needs a loan of 3,000,000 SLL to help him buy more stock, as his customer base has been growing and he would like to satisfy their needs.
Francis hopes to use the proceeds from this loan to help educate his children and to complete building his house.
About the Association or Rural Development
The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.