Bendiya 5 Group
They collaborate with the Microfinance insitution Soro Yiriwaso in order to successfully carry out their agricultural activities during winter. This is their seventh loan with the institution, with the past five being duly repaid.
The main crop they cultivate is the pois sucre nut. This is the crop cultivated by Maratou O..
With her loan, Maratou O. intends to purchase the agricultural products, tools and labour requried to cultivate 1,5 hectares.
The produce is sold after the harvest at the markets in Dallen and Louloni to a mixed clientele of men and women.
She hopes to make an average profit of 75 000 FCFA each season.
This profit will enable her to repay her loan and to help her husband with various household expenses.
She hopes to maintain this collaboration with Soro Yiriwaso in order to cultivate and even bigger plot of land and make bigger profits.
Elles collaborent avec l’institution de microfinance Soro Yiriwaso afin de mener à bien leurs activités agricoles pendant l’hivernage.
Elles sont à leur septième prêt avec l’institution, les cinq prêts passés se sont bien dénoués.
La spéculation majoritairement cultivée est : le pois sucré à l’image de MARATOU O..
Avec son prêt, elle compte acheter des intrants, les petits matériels et recruter de la main d'œuvre pour exploiter 1,5 hectare.
La production est vendue après la récolte, au marché de du village de DALLEN et au marché de LOULOUNI à une clientèle composée d’hommes et de femmes.
Elle compte réaliser un bénéfice moyen de 75 000 FCFA par campagne.
Son bénéfice lui permettra de payer son prêt et aider son mari dans certaines dépenses de la famille.
Elle souhaite entretenir cette collaboration avec Soro Yiriwaso afin d’ exploiter un espace cultural encore plus grand pour mieux en tirer plus de gains.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid