S., 36, is a villager living in Battambang Province, Cambodia. She is applying for a loan to increase her stock of grocery items to sell, and the remaining cash from the loan she will mend her old house. S. currently sells some products to neighbors in the village and she generates a daily income of $2.50. S. is married to Mr. Ya, 48, who helps support the family by driving a motor taxi. The couple lives with two teenage children who attend school. They hope the loan will help them attain a higher standard of living.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.