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Saginbubu M. is a 53-year-old widow who is engaged in breeding cattle. She has seven children who help her carry out this activity, which has become an important source of support for the family. Saginbubu has wide experience in animal breeding because she worked as a dairymaid and a stock keeper for a long time. She began her business using her starting capital of 20,000 Kyrgyz Soms to purchase two cows. She milks cows and sells milk to the local dairy factory. Also, Saginbubu and her children cultivate potatoes on their own plot of land. They fertilize the land to get a rich harvest of high-quality products.

Saginbubu is a very responsible and persistent person and works hard in order to improve the family's living conditions. Saginbubu plans to use the loan of 50,000 Kyrgyz Soms to expand her business by purchasing cattle. With the revenues from the loan, Saginbubu plans to purchase a small field engine for tillage.

Bai-Tushum and Partners uses Kiva funding to target the especially vulnerable population. Bai-Tushum and Partners is one of the leading Microfinance Institutions in Kyrgyzstan. As a reliable financial partner, Bai-Tushum contributes to the economic development of the Kyrgyz Republic through the delivery of microfinance services in rural and urban areas that lead to increased employment and meet the interests of its clients and investors.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 70
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,305,375
    Funds lent in using Kiva
  • 46.6
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Saginbubu to purchase cattle.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jul 29, 2010
Aug 4, 2010
Currency Exchange Loss:
Feb 15, 2012