Mr. H. is an old man whose wife appears in the photo shown here. H. is a civil servant officer in a ministry and earns a formal salary. He is married without any children. H. has another financial earner in his wife who owns a medium-sized workshop from which she sells all kinds of merchandise. Recently, one part of the stock inventory has been exhausted, and H. wants to resupply. He is requesting a loan from Kiva partner, HKL, to purchase beer, wine, cooking ingredients and a variety of other miscellaneous items for his wife to continue selling.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.