Mrs. K., 32, owns a small hand-cart that she uses to sell snack food around her community. She typically makes around $3 USD of profit each day to ensure that her family has a comfortable living. In addition, she and her husband always buy used goods to resell, and they are able to generate $7 USD a day from this business. The couple has been married for years and has two teenage children. One of their children is employed in a garment factory. Mrs. K. will be using her loan to buy a trailer to connect with her existing motor so that she can pick up more used goods.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.