Sra. Elena is 46 years old. She is a wife, mother, and president of her Communal Association. Elena also runs her own business. Ten years ago, she opened a neighborhood store and also began selling at the fair. She received her first loan, which was in the amount of 500 BOB, ten years ago. Now she is requesting a loan for 2000 BOB. The days on which she attends the fairs are Mondays, Tuesdays, and Wednesdays. Her 14 year old son works as her assistant.
Regarding Pro Mujer, Elena says what she likes most is the health clinic because she receives good care.
The members of this Communal Association consist of eight women and one man. They have different businesses consisting of the following: fruit sales, a neighborhood store, shoe sales, a bakery, digging wells, weaving, clothing sales, DVD and VCD sales, and grocery sales.
La señora Elena, cuenta con cuarenta y seis años de edad, esposa, madre, presidenta de su asociación comunal, tambien, lleva adelante su propio negocio.
Desde hace diez años ella abrio una tienda de barrio y tambien vender en la Feria. Su primer crédito fue de Bs. 500.- hace diez años, ahora su solicitud de crédito es por Bs2000.- Los días de feria Lunes, Martes, Miércoles, es colaborada por su hijo de catorce años.
Con respecto a Pro Mujer ella indica que los que más le gusta es el Consultorio de Salud, por que le atienden bien.
Las integrantes de la asociación comunal, son ocho mujeres y un varón. Tienen negocios diferentes, como: venta de fruta, tienda de barrio, venta de zapatos, panadería, cisterna, tejidos, venta de ropa, venta de DVD y VCD, venta de abarrotes.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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