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José Francisco
José Francisco C. M. is 64 years old. He lives in Aguilares, in the department of San Salvador. He lives with his wife, who dedicates herself to the needs of their household. They have two children who are already married and live in their own homes. José is a man who has been accustomed to working since he was a small boy. He has always been very hard-working and responsible with his family. He has a shop where he sells watches and accessories such as bands, pins and batteries, and he also provides watch repair services. Additionally, he sells gold, silver and metal-plated jewelry. José is well-known in his area, since his shop has been in the same place for many years, next to the city hall in Aguilares, where he can always be found repairing watches. He has the full confidence of the people who know him, since he has always distinguished himself with the quality of his work. José is requesting a loan which will enable him to buy a larger quantity of replacement parts as well as a broader variety of watches, ranging from children's styles to formal watches for adults. In this way, he hopes to give a new impulse to his business and "reinvent" it, so that he can maintain it on a stable basis.
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José Francisco C. M. de 64 años de edad, reside en Aguilares, ubicado en el departamento de San Salvador. Vive junto a su esposa, la cual se dedica a los quehaceres del hogar y junto a quien tiene dos hijos los cuales ya están casados y viven en sus propias casas. José es un señor el cual esta acostumbrado a trabajar desde muy niño, siempre ha sido muy trabajador y responsable con su familia, él posee una venta de relojes, en la cual también comercializa accesorios como brazaletes, baterías, pines, y también ofrece el servicio de reparación de estos, de esta misma forma comercializa joyería, ya sea de oro o de plata o enchapes. José es muy conocido en la zona, ya que posee muchos años de estar ubicado a un costado de la alcaldía de Aguilares, y en donde siempre puede ser encontrado, trabajando en la reparación de algún reloj, el cuenta con toda la confianza de las personas ya que siempre se ha destacado por elaborar un trabajo de calidad. José solicita un préstamo por medio del cual pueda comprar mayor cantidad de repuestos, así mismo mayor variedad de relojes ya sea estilos infantiles como relojes formales para adultos, así de esta forma él espera darle un nuevo toque a su negocio y así poder reinventarlo para que siga siendo estable.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 811
    View loans »
    El Salvador Loans Fundraising
  • $25,698,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $900 helped José Francisco buying supplies to repair watches.
100% repaid
Repayment Term
22 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 21, 2010
Listed
Aug 5, 2010
Currency Exchange Loss:
N/A
Ended:
Jul 2, 2011