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Par Cisse Group
In this Group: Fatma , Soda, Ngone Saer, Dial, Coumba, Yacine, Fatma, Khady Omar, Khoudia Seck, Khady, Khady, Khady Barra, Ngone Mor, Ma Anta, Astou, Codou*, Fatou Bintou, Aladji, Soda*, Khady, Fatou, Diale, Alima, Mbayang, Mame Penda*, Sokhna, Ndeye, Soucaye, Mame Diarra
* not pictured
The Par C. "Banc Villageois" was established December 4, 2007, following its initial General Assembly. The "Banc Villageois" is composed of 29 women from the village of the same name. The "Banc Villageois" is in its third year and its members have benefited from six loans by CAURIE micro-finance.

Mrs. Saer S. Ngone, standing at the right of the picture, is President of the "Banc Villageois". She is 40 years old. She is married and the mother of six children. She also cares for one nephew.

Mrs. Ngone used to make and sell peanut oil, but with her new loan she will change her business and start fattening sheep. She will use her 50,000 franc loan to buy one sheep and animal feed, which will allow her to fatten the animal for at least 4 months before she sells it in the weekly markets in her area.

Her goal is to contribute to improving the living conditions of her family, especially with respect to schooling her children and food.
View original language description ↓
Le Banc Villageois de PAR C. a été inauguré le 04 décembre 2007, au sortir de son Assemblée Générale Constitutive. Il est composé de 29 femmes qui sont toutes issues du même village qui porte également le même nom que le Banc Villageois. Le Banc Villageois est à sa troisième année et ses membres ont 06 fois bénéficié de crédit de CAURIE-MICRO FINANCE.

Madame NGONE SAER S., debout à l'extrême droite de la photo est la Présidente du Banc Villageois. Elle est âgée de 40 ans. Elle est mariée et mère de 06 enfants, elle a aussi la charge d'1 neveu.

Elle faisait de la transformation et vente d'huile d'arachide comme activité. Mais avec son nouveau Crédit elle va changer d'activité en faisant de l'embouche ovine.

Son prêt de 50.000 franc CFA lui permettra d'acheter un mouton et de l'aliment de bétail pour engraisser l'animal pendant au moins 4 mois avant de le revendre dans les marchés hebdomadaire de sa localité.

Son objectif est de participer à l'amélioration des conditions de vie de sa famille. Surtout en ce qui concerne la scolarité de ses enfants et la nourriture.

Additional Information

About CAURIE Micro Finance

The mission of CAURIE Micro Finance is to contribute sustainably and to offer microfinance services adapted to impoverished micro-entrepreneurs, primarily women, based on the principles of ‘credit for the poor’ and on microfinance best practices, all while investing in order to become financially independent.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Senegal

  • $2,300
    Average annual income
  • 40
    View loans »
    Senegal Loans Fundraising
  • $14,279,750
    Funds lent in using Kiva
  • 498.3
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Par Cisse Group's $4,925 loan helped a member to buy a sheep.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jul 29, 2010
Aug 4, 2010
Currency Exchange Loss:
Feb 15, 2011