John is a 39-year-old man who is married to a teacher. Together, they have eight children, all of school-going age. As most Ugandans think nowadays, he dreams of seeing all his children fully educated for a brighter future.
John lives in Bundibugyo, Uganda, where he operates a cocoa business by purchasing cocoa and reselling it at a profit. He has been in this business for five years. He faces transport constraints when doing his business activities. He says that, before, he operated a retail shop.
The purpose of the loan is to purchase more cocoa to resell at a profit.