Silvio Raimundo A. V. is 63 years old. He lives alone in the Chillanes district in Bolivar province. He has two children, who are 41 and 38.
Silvio is a member of the Genesis community bank, which is located almost 2 hours from Chillanes. There are 11 members in all, the majority of whom raise corn, rice, soy beans, bananas, papayas, and other crops.
Silvio works in agriculture, cultivating corn, rice, and cocoa. He makes purchases and sells his products in Mata de Cacao every eight days.
He is applying for the loan to plant more corn, which, with the help of the loan, will improve his life. His dream is to have his own house.
In his free time, he likes to go for walks and spend time in his house.
Silvio Raimundo A. V. tiene 63 anos. Vive soltero en el canton de Chillanes en la província de Bolívar. Tiene 2 hijos de 41 y 38 anos.
Silvio es socio de la ventanilla rural Genesis, que esta ubicada casi 2 horas de Chillanes. Son 11 socios en total, que en la mayoridad se dideican al cultivo de maiz, arroz, soya, platano, papaya, y otros.
Silvio se dedica a la agricultura, al cultivo de maiz, arroz, y cacao. Realiza las compras y las ventas de sus productos en Mata de Cacao cada 8 dias.
Solicita el credito para sembrar mas maiz, que con el apoyo del credito se va a mejorar su vida. Su sueno es tener una casa propoa.
Le gusta pasear y pasar tiempo en la casa en su tiempo libre.
About Cooperativa San Jose
This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!