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Lerida Mercedes
Lerida is 50 years old and lives by herself in the canton of Chillanes in the province of Bolívar. She has 1 son who is 27. She is a member of the Genesis rural bank, located almost 2 hours from Chillanes. There are 11 members in total, who in the majority cultivate corn, rice, soy, plantains, papaya, and other crops.

Lerida dedicates herself to agriculture, cultivating corn and cacao. She buys what she needs and sells her harvests in Mata de Cacao twice a week.

Lerida requests a loan to buy seeds to sow. With the help of this loan, she will be able to sow more corn and improve her agriculture. Her dream is to advance her farming. In her free time, she likes to make things at home and to listen to Ecuadorian music.
View original language description ↓

Lerida Mercedes G. V. tiene 50 anos. Vive soltera en el canton de Chillanes en la província de Bolívar. Tiene 1 hijo de 27 anos.

Lerida es una socia de la ventanilla rural Genesis, que esta ubicada casi 2 horas de Chillanes. Son 11 socios en total, que en la mayoridad se dideican al cultivo de maiz, arroz, soya, platano, papaya, y otros.

Lerida se dedica a la agricultura, al cultivo de maiz y cacao. Realiza las compras y las ventas de sus productos en Mata de Cacao 2 veces por semana.

Solicita el credito para comprar semillas para su agricultura. Con el apoyo del prestamo se va a poder sembrar mas maiz y mejorar su agricultura. Su sueno es adelantar con su agricultura.

En su tiempo libre, le gusta hacer cosas en la casa y escuchar musica nacional.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 50
    View loans »
    Ecuador Loans Fundraising
  • $24,308,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Lerida Mercedes bUYING SEED CORN TO SOW AND IMPROVE HER CROP.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jul 27, 2010
Listed
Aug 4, 2010
Currency Exchange Loss:
N/A
Ended:
Sep 15, 2011