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Silvia Jaqueline
Silvia Jaqueline A. V. is 38. She is single and lives in the Chillanes canton in the province of Bolivar. She has 2 children ages 15 and 8. Silvia is a member of the rural Genesis community bank, which is located almost 2 hours from Chillanes. There are 11 members in total, the majority of whom cultivate corn, rice, soy, plantains, potatoes, and other items. Silvia is a farmer. She grows corn and soy in the summer and rice in the winter. She makes her purchases and sales in Mata de Cacao every 2 weeks. She is requesting this loan to sow corn and cocoa. With this loan she will change her economic situation little by little. Her dream is for her children to have a future in education. This is the best that Silvia can leave them. She enjoys playing sports, especially indoor soccer.
View original language description ↓
Silvia Jaqueline A. V. tiene 38 anos. Vive soltera en el canton de Chillanes en la província de Bolívar. Tiene 2 hijos de 15 y 8 anos.

Silvia es una socia de la ventanilla rural Genesis, que esta ubicada casi 2 horas de Chillanes. Son 11 socios en total, que en la mayoridad se dideican al cultivo de maiz, arroz, soya, platano, papaya, y otros.

Silvia se dedica a la agricultura, al cultivo de maiz y soya en el verano y al cultivo de arroz en el invierno. Realiza sus compras y sus ventas en Mata de Cacao cada 2 semanas.

Solicita el prestamo para sembrar maiz y cacao, que con el prestamo cambiaria su situación economico poco a poco. Su sueno es que sus hijos tengan un futuro en la educación. Es el mejor que Silvia puede dejar a ellos.

Le gusta practicar deportes, especialmente el indor futbol.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 95
    View loans »
    Ecuador Loans Fundraising
  • $25,057,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Silvia Jaqueline corn crops.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
At end of term
Jul 27, 2010
Aug 4, 2010
Currency Exchange Loss:
Sep 15, 2011