Silvia Jaqueline A. V. is 38. She is single and lives in the Chillanes canton in the province of Bolivar. She has 2 children ages 15 and 8. Silvia is a member of the rural Genesis community bank, which is located almost 2 hours from Chillanes. There are 11 members in total, the majority of whom cultivate corn, rice, soy, plantains, potatoes, and other items. Silvia is a farmer. She grows corn and soy in the summer and rice in the winter. She makes her purchases and sales in Mata de Cacao every 2 weeks. She is requesting this loan to sow corn and cocoa. With this loan she will change her economic situation little by little. Her dream is for her children to have a future in education. This is the best that Silvia can leave them. She enjoys playing sports, especially indoor soccer.
Silvia Jaqueline A. V. tiene 38 anos. Vive soltera en el canton de Chillanes en la província de Bolívar. Tiene 2 hijos de 15 y 8 anos.
Silvia es una socia de la ventanilla rural Genesis, que esta ubicada casi 2 horas de Chillanes. Son 11 socios en total, que en la mayoridad se dideican al cultivo de maiz, arroz, soya, platano, papaya, y otros.
Silvia se dedica a la agricultura, al cultivo de maiz y soya en el verano y al cultivo de arroz en el invierno. Realiza sus compras y sus ventas en Mata de Cacao cada 2 semanas.
Solicita el prestamo para sembrar maiz y cacao, que con el prestamo cambiaria su situación economico poco a poco. Su sueno es que sus hijos tengan un futuro en la educación. Es el mejor que Silvia puede dejar a ellos.
Le gusta practicar deportes, especialmente el indor futbol.
About Cooperativa San Jose
This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!