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Ama A. is divorced and has seven dependents. She has received junior high education.

Ama fries fresh fish for sale at Elmina which she has been doing for twenty years. She distributes her fried fish to kenkey sellers in her locality and uses her income in taking care of her children. Kenkey is fermented corn dough wrapped in corn or banana leaves and often served with fish.

Ama will add the loan she hopes to get, to her original capital to purchase more fresh fish to fry. She plans on reinvesting in her business the profit she anticipates getting.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 44
    View loans »
    Ghana Loans Fundraising
  • $11,732,750
    Funds lent in using Kiva
  • 1.4
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $150 helped Ama to purchase more fresh fish to fry and sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jul 9, 2010
Aug 4, 2010
Currency Exchange Loss:
Jan 16, 2011